Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We provide fast mortgage approval, even if you have previously been declined. Our mortgage options take into consideration the reduced taxable income that results from claimed expenses. For those with qualifying income impacted by expenses, our Stated Income mortgage is a useful solution. We accept dividend and investment income, provided there is stability and proof. To apply, you will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today for more information!

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