We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even if you have been previously declined by other lenders. Our mortgage options take into consideration the reduced taxable income that self-employed individuals often have due to claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage can be a useful option for you. We also accept dividend and investment income, as long as you can provide stability and proof requirements. In order to apply for a mortgage, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options available to meet your specific needs. Please do not hesitate to contact us for more information and assistance.