Our goal is to assist newcomers in understanding the Canadian real estate market and the associated costs that come with it, such as closing costs and adjustment costs. We understand that navigating a new country's real estate market can be daunting, and we are here to provide guidance and support throughout the process.

One of the advantages of homeownership for newcomers is the opportunity to build equity rather than paying rent. By investing in a property, newcomers can benefit from employment and credit sources, which can help strengthen their financial standing in Canada.

For newcomers who are looking for higher loan amounts, specifically over $1 million, we can help find the best rates and mortgage options. It is important to note that a down payment of at least 20% will be required for these loan amounts. However, we also offer flexibility on down payments, allowing newcomers to put as little as 5% down.

We understand that financing a home purchase can be challenging for newcomers, which is why we provide information on homebuyer incentive programs and down payment assistance options. These programs can help make homeownership more affordable and accessible for newcomers.

As we work with all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can offer a wide range of mortgage products that can be tailored to your specific needs. Even if you don't qualify for a mortgage at your bank due to limited credit and employment history, we have options available for you.

Additionally, we offer access to innovative tools and resources that can make the first-time home buying experience more efficient. We understand that time is of the essence, and we strive to provide you with the necessary tools to help you make informed decisions and navigate the process smoothly.

Whether you are a newcomer to Canada or a first-time homebuyer, we are here to support you every step of the way. Our goal is to ensure that you have a positive and successful home buying experience in Canada.