Are you a self-employed individual looking for a mortgage with low rates and excellent options? Look no further! We offer fast mortgage approval specifically designed for self-employed individuals, even if you have been declined for a mortgage in the past.

One of the unique features of our mortgage options is that we consider the reduced taxable income that comes from claimed expenses. We understand that self-employed individuals have different financial situations compared to traditional employees, and we take that into account when determining your eligibility.

If you have expenses that impact your qualifying income, our Stated Income mortgage option could be the perfect solution for you. This type of mortgage allows you to state your income without having to provide extensive proof, making it convenient and efficient for self-employed individuals.

We also accept dividend and investment income, as long as there is stability and proof to support it. We understand that many self-employed individuals have income from various sources, and we aim to be as inclusive as possible in assessing your financial situation.

In order to process your mortgage application smoothly, we will require a few documents from you. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

When you choose us as your mortgage provider, you will have access to a wide range of top Canadian lenders. These lenders include large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates.

We also offer options specifically tailored for Business For Self (BFS) borrowers. Whether you are a sole proprietor or a corporation, we have mortgage solutions that cater to your unique needs.

If you're ready to secure a mortgage that suits your self-employed status, give us a call today! We are here to help you find the best mortgage options for your specific financial situation.