Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed individuals, even if they have been previously declined by other lenders. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. If your expenses impact your qualifying income, our Stated Income mortgage may be an option for you. We also accept dividend and investment income, as long as there is stability and proof. Required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also have tailored options available specifically for Business For Self (BFS) borrowers. Give us a call to learn more!

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