At Mortgages for People New to Canada, our aim is to assist newcomers in understanding the Canadian real estate market and the associated costs that come with purchasing a home. We will guide you through the process of closing costs and adjustment costs, ensuring that you have a clear understanding of what to expect.

We believe in the importance of building equity rather than paying rent. By becoming a homeowner, you can benefit from employment and credit sources, and ultimately secure a stable financial future. Our team will help you find the best rates and mortgage options that suit your needs, especially for those looking for higher loan amounts over $1 million. If you have at least a 20% down payment saved, you can enjoy more flexibility on the down payment. In fact, we can even assist with as little as a 5% down payment.

As part of our commitment to offering comprehensive assistance, we will explain various homebuyer incentive programs and down payment assistance options that are available to you. These programs can help make your dream of homeownership a reality, even if you are a newcomer to Canada.

We are proud to have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative lenders. This allows us to design a custom-tailored product that fits your unique mortgage needs and locks in at the best rate possible. Even if you find it difficult to qualify at your bank due to limited credit history or employment track record, we have solutions that can help.

Finally, we provide access to innovative tools that are designed to streamline the first-time home buying experience in Canada. These tools can make the process more efficient and less overwhelming, ensuring that you feel confident and informed throughout your journey to homeownership.

At Mortgages for People New to Canada, we are dedicated to helping newcomers achieve their homeownership goals. Contact us today to learn more about our services and how we can assist you in your journey towards owning a home in Canada.