We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to self-employed individuals, even if they have been previously declined. Our mortgage options take into consideration the reduced taxable income due to claimed expenses, making it easier for self-employed individuals to qualify. For those whose expenses impact their qualifying income, our Stated Income mortgage option is a great solution. We also accept dividend and investment income, as long as stability and proof requirements are met. The required documents for the application process include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also offer options specifically tailored for Business For Self (BFS) borrowers. For more information, give us a call!