Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even to those who have been previously declined. Our mortgage options take into account the reduced taxable income that may result from claimed expenses. For those with expenses that impact qualifying income, our Stated Income mortgage can be especially useful. We accept dividend and investment income, as long as stability and proof can be provided. Our required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call to explore your mortgage options today!

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.