Discovering your affordability for a home purchase is crucial, and I can provide assistance with mortgage pre-approvals. I will help you determine your financial strategy, mortgage amount, down payment, and overall affordability. Additionally, I can guide you on the necessary documents required for conditional approval. Pre-approval is a vital first step towards obtaining a mortgage as it reveals how much you can borrow from a lender based on your current financial situation. It also helps identify any potential obstacles to qualification early on and expedites the approval process. The duration of pre-approvals typically ranges from 60 to 120 days, depending on the lender and your credit standing. Some lenders even offer the option to lock in the interest rate to protect against rising rates. By utilizing advanced tools available in Canada, we can enhance efficiency, reduce errors, and save you time. Our convenient pre-qualification tools will provide you with a clear understanding of what you are qualified for.