We provide assistance to newcomers in Canada who are interested in purchasing a home. Our services include explaining the various costs associated with buying a property, such as closing costs and adjustment costs. We also help newcomers understand the benefits of building equity through homeownership, rather than paying rent. For those seeking higher loan amounts (over $1 million), we can find the best rates and mortgage options, with a minimum down payment of 20%. We also offer flexibility on down payment options, allowing for as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. As we have access to all of Canada's top lenders, we can tailor a mortgage product that suits your specific needs, even if you have limited credit and employment history. Our goal is to provide newcomers with innovative tools and guidance for a smooth first-time home buying experience.