Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. These mortgage options take into account the reduced taxable income from claimed expenses, making them ideal for those with expenses impacting qualifying income. Dividend and investment income is also accepted, provided stability and proof requirements are met. To apply for this mortgage, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, reasonable income estimates are accepted. Tailored options are also available for Business For Self (BFS) borrowers. Contact me for more information.