New To Canada

At Mortgages for People New to Canada, we aim to assist newcomers in understanding the Canadian real estate market and its associated costs, such as closing costs and adjustment costs. We believe that building equity through homeownership is a better alternative to paying rent, as newcomers can benefit from employment and credit sources. Additionally, we specialize in finding the best rates and mortgage options for newcomers seeking higher loan amounts, with at least a 20% down payment saved. We also offer more flexibility on down payment requirements, with options as low as 5% down. Moreover, we will guide you through homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can tailor a mortgage product to fit your specific needs and secure the best rate, even if you don't qualify at your bank due to limited credit and employment history. Lastly, we provide access to innovative tools in Canada, ensuring an efficient and seamless first-time home buying experience.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.