I offer assistance in determining how much you can afford for your home purchase by providing vital mortgage pre-approvals. This includes helping you define your financial strategy, mortgage amount, down payment, and overall affordability. I also provide guidance on the required documents for conditional approval. The pre-approval process is crucial as it is the first step towards mortgage approval. It allows you to determine the amount you can borrow from a lender based on your current financial situation, identifies any potential obstacles for qualification, and expedites the approval process. Pre-approvals typically have a duration of 60, 90, or 120 days depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the interest rate to protect against rising rates. We utilize advanced tools in Canada to minimize errors, improve efficiencies, and save you time. Our quick pre-qualification tools will provide you with information on what you are qualified for.