First Time Home Buyers
Are you thinking about purchasing your first property? Look no further, as we can help facilitate a smooth transition from renting to owning. We have experts who will handle all of the financial details to ensure that you quickly find the perfect property for you.
Our approach is focused on educating you about the home buying process. We provide clear next steps and offer an easy-to-use online application that will kick-start the process accurately. This means that you will have all the information you need right at your fingertips.
We provide you with the necessary tools and guidance to streamline the submission of documents. Additionally, we offer detailed assessments to aid in budget planning, taking into account associated costs such as closing costs and adjustment costs. Our aim is to ensure that you have a clear understanding of how these costs factor into your overall budget.
Furthermore, we take the time to help you understand how homebuyer incentive programs work. We can determine how much down payment you will need, how much you can afford to buy, and what your monthly payments will be. This information is vital in making informed decisions about your home purchase.
We work to design a custom-tailored mortgage product that suits your specific needs. Our priority is to set you up with a mortgage pre-approval, allowing you to confidently search for your dream home. Additionally, we work with various lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that even if you don't qualify at your bank, we can submit your application to other lenders to increase your chances of approval.
Lastly, we have access to the most innovative tools in Canada. These tools help reduce errors, improve efficiencies, and ultimately save you time throughout the home buying process.