We offer low interest rates and exceptional mortgage choices specifically designed for self-employed individuals. Our goal is to provide fast mortgage approval, even if you have been declined in the past.

One of the key benefits of our self-employed mortgage options is that they take into account your reduced taxable income resulting from claimed expenses. This means that your qualifying income can be assessed in a way that considers the unique circumstances of self-employment.

For individuals whose expenses impact their qualifying income, a Stated Income mortgage can be incredibly helpful. This type of mortgage allows you to state your income without needing to provide extensive documentation, making it a convenient alternative for self-employed borrowers.

In addition to considering claimed expenses and stated income, we also accept dividend and investment income, provided that there is stability and sufficient proof of this income source. This enables self-employed individuals with diverse income streams to access our mortgage options.

To apply for our self-employed mortgage options, you will need to provide several documents. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

We have access to a variety of top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers. These lenders are willing to consider reasonable income estimates when assessing your mortgage application, ensuring that you have a range of options to choose from.

If you are a self-employed individual and want to explore tailored mortgage options specifically for Business For Self borrowers, give us a call. We are here to help you find the best solution for your unique needs and circumstances.