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First Time Home Buyers

When considering purchasing your first property, benefit from a seamless transition from renting to owning with expert handling of financial details to quickly find the perfect property. An education-focused approach, clear next steps, and an easy-to-use online application streamline the process accurately, while tools and guidance simplify document submission and aid in budget planning, including closing costs and adjustment costs. Understand homebuyer incentive programs, determine down payment and affordability, and calculate monthly payments. Custom-tailored mortgage products, mortgage pre-approval, and access to Canada's top lenders ensure the best rates are secured. Innovative tools in Canada reduce errors, improve efficiencies, and save time throughout the process.

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Prior to searching for your dream home, it is crucial to be pre-approved for a mortgage and secure a favorable interest rate. This initial step not only saves time but also helps determine your budget when house hunting. By getting pre-approved, you will know exactly how much you can borrow from a lender and can work with an expert to design a customized mortgage product that suits your specific needs. Additionally, locking in a competitive rate offers rate assurance and allows you to shop for properties with confidence, streamlining the approval process.

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First time buyer or refinancing? Call for a free quote!

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