We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined, we can provide fast mortgage approval. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. We also offer a Stated Income mortgage which is ideal for those whose qualifying income is impacted by expenses. We accept dividend and investment income, but require stability and proof. In order to apply, you will need to provide several documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. Give us a call to learn more about our options.