We offer low rates and excellent mortgage options for self-employed individuals, providing fast approval even for those who have been declined in the past. Our mortgage options take into account the reduced taxable income that comes with claimed expenses, and our Stated Income mortgage is particularly helpful for those whose qualifying income is affected by expenses. We also accept dividend and investment income, as long as it is stable and can be proven. To apply, you will need to provide certain documents including the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, financial statements or contracts, and a copy of the Article of Incorporation or business license. We have access to a range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers that accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Please give us a call to learn more!