First Time Home Buyers

If you are considering buying your first property, we can make the transition from renting to owning seamless for you. Our team will expertly handle all of the financial details to ensure you find the perfect property quickly. Our education-focused approach will guide you through the process, providing clear next steps and an easy-to-use online application to get things started accurately. We offer tools and guidance to streamline document submission and detailed assessments to help with budget planning and associated costs, including closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine the down payment you need, what you can afford to buy, and your monthly payments. We will design a custom-tailored mortgage product that fits your needs, including pre-approval and the best rate. Even if you don't qualify at your bank, we have access to other lenders in Canada's top banks, mortgage finance companies, credit unions, and alternative financers. Plus, we offer access to innovative tools that can reduce errors, improve efficiencies, and save you time.

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Before starting your home search, it is crucial to get pre-approved for a mortgage and secure your interest rate. Pre-approval is a beneficial tool that not only saves time but also helps determine the appropriate purchase price for your dream home. Furthermore, by taking this step, you can establish how much money you can borrow from a lender and customize a mortgage product to suit your needs. Additionally, locking in the best rate provides rate assurance and allows you to shop for properties confidently. With a fast pre-approval process, the approval process is expedited, enabling you to confidently explore potential properties.

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First time buyer or refinancing? Call for a free quote!

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