Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is perfect for those who have been previously declined. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. For individuals whose qualifying income is impacted by expenses, our Stated Income mortgage may be of use. We also accept dividend and investment income, as long as stability and proof requirements are met. Required documents for the mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call and let us help you with your mortgage needs!

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