Self Employed

We provide self-employed individuals with low rates and excellent mortgage options. Our fast mortgage approval process is available to self-employed individuals, even if they have been declined in the past. Our self-employed mortgage options take into consideration reduced taxable income from claimed expenses. We offer a Stated Income mortgage for those with expenses that affect their qualifying income. We also accept dividend and investment income, as long as there is stability and proof of income. In order to apply, we require documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. Give us a call to learn more about our offerings.

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