Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals. Our fast mortgage approval process is available to those who have been previously declined. We take into consideration the reduced taxable income resulting from claimed expenses when determining mortgage options. For borrowers with expenses impacting qualifying income, our Stated Income mortgage may be a useful solution. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Please reach out to us for more information and to get started.

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