We provide assistance to newcomers in understanding the Canadian real estate market, including the associated costs such as closing costs and adjustment costs. We believe that instead of paying rent, newcomers should aim to build equity by purchasing a property, taking advantage of their employment and credit sources. We offer the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million) with a minimum of a 20% down payment saved, and we also provide flexibility on down payment options, allowing for as little as a 5% down payment. Additionally, we can explain homebuyer incentive programs and down payment assistance options available to newcomers. We have access to all major lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financers, ensuring that we can design a custom-tailored product that fits your mortgage needs and delivers the best rate, even if you do not qualify at your bank due to factors such as limited credit history or employment history. Finally, we offer innovative tools in Canada to make the first-time home buying experience efficient and seamless for you.