Self-employed individuals can benefit from low rates and excellent mortgage options, ensuring fast approval even if they have been previously declined. These mortgage options take into account the reduced taxable income resulting from claimed expenses, making them particularly useful for those whose expenses impact their qualifying income. Dividend and investment income are also accepted, as long as stability and proof requirements are met. To apply for these mortgages, applicants need to submit various documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Moreover, borrowers have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. Tailored options are available for Business For Self (BFS) borrowers. If interested, give me a call!