Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If you have expenses that impact your qualifying income, our Stated Income mortgage might be the perfect solution for you. We also accept dividend and investment income, as long as it can be proven with stability and proof requirements. To apply, you will need to provide a few documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of which are accepting reasonable income estimates. If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Give us a call today!

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