Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been previously declined, we can still assist you in obtaining a mortgage. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses that impact their qualifying income, our Stated Income mortgage is a useful solution. We also accept dividend and investment income, with stability and proof requirements. When applying, be sure to have the necessary documents on hand, such as the Notice of Assessment, T1 Tax Statement, proof of business ownership, financial statements or contracts, and a copy of your Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can provide you with reasonable income estimates and tailor options specifically for you as a Business For Self (BFS) borrower. Call us today to discuss your mortgage options.

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