We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have experienced previous declines, we provide fast mortgage approval. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses. For those who have expenses that impact their qualifying income, our Stated Income mortgage can be particularly useful. We also accept dividend and investment income, as long as there is stability and proof of this income. When applying, you will need to provide certain documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including big banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Customized mortgage options are available for Business For Self (BFS) borrowers. Feel free to give us a call to discuss your options further.