Mortgages for People New to Canada
Assisting newcomers in understanding Canadian real estate and associated costs, such as closing costs and adjustment costs, is crucial. We aim to provide guidance so that new immigrants can build equity instead of paying rent, taking advantage of employment and credit sources available to them.

For those seeking higher loan amounts (over $1 million), we offer assistance in finding the best rates and mortgage options. It is important to note that a minimum down payment of 20% is required, although we can offer more flexibility on down payments, with as little as 5% down in some cases. Our team is knowledgeable about homebuyer incentive programs and down payment assistance options, ensuring that newcomers are well-informed about the various resources available to them.

We have connections with all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This allows us to design a custom-tailored mortgage product that fits the unique needs of each client, ensuring that they secure the best rate possible. Even if a newcomer does not qualify for a mortgage at their bank due to limited credit or employment history, we have access to innovative tools in Canada that can help facilitate a smooth first-time home buying experience.

Our goal is to empower newcomers with the knowledge and resources necessary to make informed decisions about their Canadian real estate ventures. Through our services, we hope to assist new immigrants in understanding the associated costs of purchasing a home, guiding them towards building equity rather than paying rent.

Furthermore, we recognize the unique circumstances that newcomers may face when it comes to obtaining a mortgage. Therefore, we are committed to finding the most suitable options that meet their financial capabilities, whether it be offering flexibility on down payments or exploring alternative financing solutions.

Ultimately, our mission is to enable a seamless transition into the Canadian real estate market for newcomers. By providing access to information, resources, and tailored mortgage solutions, we strive to make the home buying process efficient and successful for those new to Canada.