If you are new to Canada and looking to purchase real estate, it can be challenging to navigate the unfamiliar territory of Canadian real estate and understand the associated costs. However, we are here to assist you. Our aim is to help newcomers understand the ins and outs of Canadian real estate, including the closing costs and adjustment costs that come with buying a property.

One of the main advantages of purchasing a home instead of renting is the ability to build equity. By paying a mortgage instead of rent, newcomers can benefit from employment and credit sources and start building their financial future in Canada. We understand that purchasing a home can be a significant investment, which is why we strive to find the best mortgage rates and options for newcomers. Whether you are looking for a higher loan amount (over $1 million) with at least a 20% down payment saved or need more flexibility on your down payment with as little as 5% down, we can help you find a suitable mortgage solution.

Additionally, we are knowledgeable about various homebuyer incentive programs and down payment assistance options that may be available to you. We believe in providing our clients with all the necessary information and resources to make informed decisions about their mortgage.

As mortgage brokers, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This means we can design a custom-tailored product that meets your specific mortgage needs and locks you into the best rate available. Even if you don't qualify for a mortgage at your bank due to limited credit or employment history, we have the tools and connections to find alternative financing options for you.

In addition to our expertise and access to lenders, we also offer innovative tools that can streamline the first-time home buying experience for newcomers. We understand the importance of efficiency and aim to provide a smooth and satisfactory experience for our clients throughout the entire mortgage process.

If you are new to Canada and looking to purchase a home, we are here to guide you through the process. With our expertise, access to lenders, and innovative tools, we can help you find the right mortgage solution and make your dream of homeownership a reality.