We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique challenges that self-employed individuals face when it comes to getting a mortgage, which is why we pride ourselves on providing fast approval, even for those who have been declined in the past. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. We also offer a Stated Income mortgage for those whose qualifying income is impacted by expenses. We accept dividend and investment income, as long as there is stability and proof provided. When applying, you will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you're a self-employed individual looking for a mortgage, please give us a call and let us help you find the best solution for your needs.