Self Employed

If you are self-employed and in need of a mortgage, we offer low rates and excellent mortgage options specifically designed for individuals like you. Our fast approval process takes into account your self-employed status, even if you have been declined in the past. Our mortgage options also consider your reduced taxable income due to claimed expenses. We offer a Stated Income mortgage option that can be useful for those with expenses that impact their qualifying income. We accept dividend and investment income as well, as long as there is stability and proof of that income. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or your business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers that accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Contact us today for more information and assistance.

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