Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if your application has been previously declined, we can still provide you with a suitable mortgage option. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If you have expenses that impact your qualifying income, our Stated Income mortgage can be particularly useful. We also accept dividend and investment income, with stability and proof requirements. When applying, you will need to provide us with documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. Our options are tailored specifically for Business For Self (BFS) borrowers. For more information, feel free to give us a call!

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