Self-employed individuals can benefit from low rates and excellent mortgage options that cater specifically to their needs. Even if they have been previously declined for a mortgage, fast approval is possible. Moreover, these mortgage options take into account the reduced taxable income resulting from claimed expenses. The Stated Income mortgage is particularly useful for those whose qualifying income is affected by expenses. Furthermore, borrowers with dividend and investment income can also be considered, as long as they can provide stability and proof. The necessary documents to apply for these mortgages include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to various top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. There are also options tailored specifically for Business For Self (BFS) borrowers. For further information, feel free to contact me.