We offer self-employed individuals low rates and excellent mortgage options. Our fast mortgage approval process is perfect for those who have been declined in the past. Our mortgage options take into account the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. The Stated Income mortgage is especially useful for those whose qualifying income is affected by expenses. We also accept dividend and investment income, as long as it meets stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call to learn more!