Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined for a mortgage in the past, we can provide fast approval for self-employed individuals. Our mortgage options take into account the reduced taxable income resulting from claimed expenses, making them suitable for those with expenses impacting qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to learn more!

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