Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand that as a self-employed individual, getting a mortgage approval quickly may be challenging, especially if you have previously been declined. Our mortgage options take into consideration your reduced taxable income from claimed expenses. Our Stated Income mortgage is particularly useful for those whose qualifying income is impacted by expenses. We also accept dividend and investment income, as long as stability and proof requirements are met. When applying for a mortgage with us, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today!

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