Self-employed individuals can enjoy low rates and excellent mortgage options, with fast approval even for those who have been previously declined. Mortgage options take into account reduced taxable income from claimed expenses, making Stated Income mortgages a useful solution for those with qualifying income impacted by expenses. Dividend and investment income is accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access is available to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available. Contact for more information!