Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have been previously declined elsewhere. Our self-employed mortgage options take into consideration reduced taxable income from claimed expenses, making it easier for you to qualify. If your expenses significantly impact your qualifying income, our Stated Income mortgage may be beneficial for you. We also accept dividend and investment income, as long as it can be proven and is stable. Required documents include the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and the Article of Incorporation or business license. Rest assured, we have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. We also offer customized options for Business For Self (BFS) borrowers. Feel free to give us a call to discuss your mortgage needs.

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