Self-employed individuals can benefit from low rates and excellent mortgage options. They can also enjoy fast approval, even if they had previous declines. Mortgage options for the self-employed take into account reduced taxable income due to claimed expenses. Those with expenses impacting qualifying income can benefit from the Stated Income mortgage. Dividend and investment income are accepted as well, with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available. Options tailored for Business for Self (BFS) borrowers are also offered. Interested individuals can reach out for more information.