We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined in the past, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If you have expenses that impact your qualifying income, our Stated Income mortgage can be particularly useful. We also accept dividend and investment income, as long as there is stability and proof requirements. To apply, you will need to provide various documents, including the Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are willing to accept reasonable income estimates. We also offer options specifically tailored for Business For Self (BFS) borrowers. Give us a call today to discuss your options!