Self-employed individuals can benefit from low rates and excellent mortgage options, even after previous declines, with fast approval. Mortgage options take into consideration reduced taxable income from claimed expenses, with Stated Income mortgages available for those whose qualifying income is impacted by expenses. Dividend and investment income are accepted with stability and proof requirements. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access is provided to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available. Contact me for more information!