We offer low rates and excellent mortgage options specifically designed for self-employed individuals, including fast approvals even after previous declines. Our mortgage solutions account for reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is affected by business costs. We also accept dividend and investment income, provided stability and proof are demonstrated. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and a copy of the Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Customized options for Business For Self (BFS) borrowers are available—give me a call!