Mortgages for newcomers to Canada are available to help them navigate the country's real estate market and understand the costs involved, such as closing and adjustment costs. Instead of renting, newcomers can build equity by owning a home, taking advantage of employment and credit sources. These mortgages offer the best rates and options for those seeking higher loan amounts, typically over $1 million, with a minimum down payment of 20%, but also allow for more flexibility on down payment with as little as 5% down. We also provide information on homebuyer incentive programs and down payment assistance options. Regardless of limited credit and employment history, we have access to various lenders and can offer customized mortgage solutions at competitive rates. Additionally, we offer innovative tools in Canada to streamline the first-time home buying process.