Are you new to Canada and interested in purchasing a home? We are here to help. Our goal is to assist newcomers in understanding the Canadian real estate market and all associated costs, including closing costs and adjustment costs. We want to ensure that you are fully aware of the financial implications of buying a home in Canada.

One of the main advantages of buying a home instead of renting is that you can build equity. By paying a mortgage instead of rent, you are essentially investing in your own property. This can be especially beneficial for newcomers who have stable employment and credit sources. We want to help you make the most of your financial situation and take advantage of the opportunity to build equity.

If you are looking for a higher loan amount, over $1 million, we can assist you in finding the best rates and mortgage options. In order to qualify for this type of loan, you must have at least a 20% down payment saved. However, we also have options for those who may not have a large down payment saved, with the possibility of as little as 5% down. We can guide you through the homebuyer incentive programs and down payment assistance options available to newcomers in Canada.

We have access to all of Canada’s top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This allows us to design a custom-tailored mortgage product that fits your needs, even if you have limited credit or employment history that may disqualify you at a traditional bank. We are committed to finding the best rate and mortgage solution for you.

In addition to our experienced team, we also provide access to innovative tools that can help make your first-time home buying experience efficient and streamlined. We want to ensure that your transition into the Canadian real estate market is as smooth as possible, and we are here to support you every step of the way.