Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options take into account reduced taxable income from claimed expenses, with the Stated Income mortgage being particularly useful for those with qualifying income impacted by expenses. Dividend and investment income is accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available for those who provide reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also offered, so interested individuals are encouraged to give a call for more information.