First Time Home Buyers

Are you considering buying your first property? We can help make the transition from renting to owning seamless, with our expert handling of financial details and assistance in finding your perfect property quickly. Our education-focused approach will provide you with clear next steps and an easy-to-use online application that accurately kick-starts the process. We offer tools and guidance to streamline document submission and provide detailed assessments to aid in budget planning, including the calculation of closing costs and adjustment costs. Our team can also help you understand homebuyer incentive programs, determine the appropriate down payment, affordability, and monthly payments. We will design a custom-tailored mortgage product that fits your needs, provide mortgage pre-approval, and secure the best interest rate. Additionally, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, ensuring that even if you don't qualify at your bank, we can submit your application elsewhere. Through our access to innovative tools, we can help reduce errors, improve efficiencies, and save you time in the process.

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To ensure a smooth process when applying for a mortgage, it is important to get pre-approved and secure your interest rate beforehand. Pre-approval is essential as it not only saves time but also helps in determining the suitable purchase price for your dream home. By taking it a step further, we can even calculate the maximum amount you can borrow from a lender. Additionally, we can customize a mortgage product that perfectly suits your needs and secure the best rate available to provide you with rate assurance. This fast pre-approval process will enable you to shop for properties with confidence, knowing that your financing is in place.

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First time buyer or refinancing? Call for a free quote!

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