First Time Home Buyers
If you are thinking about buying your first property, we can help make the process easy and seamless. Our team of experts will handle all the financial details, ensuring that you find the perfect property quickly. We take an education-focused approach, providing you with clear next steps and an easy-to-use online application that will kick-start the process accurately.
Our tools and guidance are designed to streamline document submission and help you with detailed assessments for budget planning. We will assist you in understanding how homebuyer incentive programs work and determine how much down payment you need, how much you can afford to buy, and what your monthly payments will be. We want to ensure that you have a clear understanding of all the associated costs, including closing costs and adjustment costs.
We understand that everyone has different mortgage needs, which is why we will design a custom-tailored product that fits your specific situation. Our team will also help you get a mortgage pre-approval and lock in the best rate. Even if you don't qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that we can still submit your application to other lenders who may be able to help you.
In addition to our expert services, we also have access to the most innovative tools in Canada. These tools will help reduce errors, improve efficiencies, and ultimately save you time throughout the home buying process. We want to make sure that your experience is as smooth and stress-free as possible.