We offer competitive mortgage rates and excellent options specifically designed for self-employed individuals. Understanding the unique challenges that self-employed borrowers face, we provide fast mortgage approvals, even for those who have experienced previous declines. Our specialized mortgage solutions take into account the reduced taxable income often reported due to claimed business expenses, ensuring a more accurate reflection of your financial situation.

One valuable option is the Stated Income mortgage, which is particularly useful for borrowers whose qualifying income is impacted by deductible expenses. Additionally, we accept dividend and investment income as part of your income verification, provided there is stability and appropriate proof. To support your application, you will need to provide essential documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Articles of Incorporation or business license.

We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Furthermore, we offer tailored mortgage options specifically for Business For Self (BFS) borrowers. If you are self-employed and looking for mortgage solutions that meet your unique needs, please give me a call!