Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options take into account reduced taxable income from claimed expenses, and stated income mortgages are available for those with expenses impacting qualifying income. Dividend and investment income can be accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access is provided to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, with options tailored for Business For Self (BFS) borrowers. For more information, please give us a call!

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