Self-employed individuals can now enjoy low rates and excellent mortgage options, thanks to fast mortgage approval processes, even if they have previously been declined. These mortgage options take into account the reduced taxable income resulting from claimed expenses, making them ideal for those who have experienced a decrease in qualifying income due to various expenses. Furthermore, self-employed individuals can benefit from the acceptance of dividend and investment income, granted they can provide the necessary stability and proof requirements. To apply for these mortgage options, individuals will need to provide specific documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to various top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, these mortgage options can be tailored to meet the unique needs of Business For Self (BFS) borrowers. Interested individuals are encouraged to reach out for further information and assistance.