We offer low rates and excellent mortgage options designed specifically for self-employed individuals. Our fast mortgage approval process is available to those who may have been declined in the past. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. Our Stated Income mortgage is particularly useful for those whose expenses impact their qualifying income. We also accept dividend and investment income, with stability and proof requirements. To apply, we require documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also have tailored options for Business For Self (BFS) borrowers. If you have any questions or would like to discuss your options, please give us a call.