Hello there! My name is Bharat Sharma, and I am a Mortgage Agent - Level 2 based in Woodbridge, Ontario working with an ON company. With over 10 years of experience in the industry, I have developed a deep passion for real estate trends, financial literacy, and community involvement.I hold an Honours Bachelor in Justice Studies and have completed the Private Mortgage Course to enhance my skills and knowledge in the field. I am fluent in English, Hindi, Punjabi, and Urdu, allowing me to cater to a diverse range of clients.My expertise lies in local market knowledge, rate and term negotiation, refinancing solutions, and credit and financial guidance. I also have strong relationships with various mortgage lenders, ensuring that I can provide you with the best possible options for your homeownership needs.When I'm not busy assisting clients with their mortgage needs, you can find me indulging in my interests, including home renovation, traveling, spending time with my family, hiking, and cooking up a storm in the kitchen.My ultimate goal as a Mortgage Agent is to make homeownership simple and affordable for you and your family. Whether you're purchasing a new home, refinancing your current mortgage, or simply exploring your options, I am here to offer you great rates, clear advice, and dedicated service.I look forward to working with you and helping you achieve your homeownership dreams!